Verbseoul.
regular
가지다gajidato have, to possess

To say to have, to possess politely in the present tense, use 가져요 (gah-chyuh-yoh). Below is the full conjugation of 가지다 across the three tenses and three everyday speech levels.

Conjugation table

TenseCasual (반말)Polite (요)Formal (합니다)
Present
가져
gah-chyuh
가져요
gah-chyuh-yoh
가집니다
gah-cheem-nee-dah
Past
가졌어
gah-chyuh-ssuh
가졌어요
gah-chyuh-ssuh-yoh
가졌습니다
gah-chyuh-sseum-nee-dah
Future
가질 거야
gah-cheel- -guh-yah
가질 거예요
gah-cheel- -guh-yae-yoh
가질 겁니다
gah-cheel- -guhm-nee-dah

Other useful forms

Command Polite (세요)
가지세요
gah-chee-sae-yoh
Suggestion / Let's Polite (요)
가져요
gah-chyuh-yoh
Question Polite (요)
가져요?
gah-chyuh-yoh-?
Connective “and” — (고)
가지고
gah-chee-goh
Conditional “if” — (면)
가지면
gah-chee-myuhn
Noun form — (기)
가짐
gah-cheem